Latest Version
1.122.0
January 28, 2025
Capital One Services, LLC
Finance
Android
0
Free
com.capitalone.credittracker
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More About CreditWise from Capital One
CreditWise is designed to empower individuals by providing them with essential tools to monitor their credit effectively. Beyond simply offering access to a free credit report, CreditWise enhances the user experience by providing tailored advice, practical tools, and timely alerts that assist in credit monitoring. Among its features, users can benefit from identity theft monitoring services, including alerts about activity on the dark web, and a credit simulator that helps users project the possible impacts of their credit-related decisions.
The platform has gained popularity, being used by millions of individuals who are looking to understand, improve, or keep track of their credit scores. Importantly, using CreditWise does not negatively affect your credit score, and there is no requirement to provide a credit card number for access. This makes CreditWise an attractive option for individuals seeking to take charge of their financial health without the risks associated with other services.
All the features of CreditWise are offered free of charge, including regular updates to your TransUnion® VantageScore 3.0 credit score, access to your credit report to check for inaccuracies or signs of fraud, and the helpful Credit Simulator tool that allows users to visualize how various financial decisions could impact their credit scores. Additionally, users can receive alerts regarding significant changes to their credit reports and any possible compromise of their personal information on the dark web, contributing to a comprehensive approach to credit security.
One of the standout features of CreditWise is the ability to forecast how routine financial choices—such as closing a credit card account or paying down debt—affect credit scores. This tool proves invaluable for users looking to make informed financial decisions. CreditWise is accessible to any adult aged 18 or older living in the United States with a Social Security number and a credit report on file at TransUnion. Interested individuals are encouraged to sign up for CreditWise today to take a proactive step towards better credit management.
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