Latest Version
3.65.0
February 03, 2025
Dave, Inc
Finance
Android
1
Free
com.dave
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More About Dave - Fast Cash & Banking
Dave is a financial application that provides various banking services in collaboration with Evolve Bank and Trust, which is a member of the FDIC. Users can access banking features through the Dave Debit Card, which is issued under a license from Mastercard®. One of the primary features of Dave is ExtraCash, allowing users to access funds ranging from $25 to $500, usually approved within five minutes. However, it's important to note that not all users will qualify for the full $500, and the overdraft fee is set at either $5 or 5%, whichever is greater. Users need to open both an ExtraCash overdraft deposit account and a Dave Checking account, and there is a monthly membership fee that may reach up to $5 for certain services.
With Dave, consumers have the opportunity to elevate their financial situation by accessing Instant Cash, which can be up to $500, providing a quick solution for immediate financial needs. This feature is devoid of credit checks, interest charges, or late fees, easing the financial burden in stressful times. The eligibility for the ExtraCash amount is assessed daily by analyzing various factors including income history and spending habits, which enables the application to tailor the amount offered based on the user's financial activity.
Users can receive their funds almost instantly after downloading the Dave app, linking a bank account, and transferring funds to their Dave Checking account. Moreover, by adding money to their accounts, users can benefit from a competitive interest rate of 4.00% APY on their deposits. Additionally, Dave offers users the convenience of receiving their paycheck up to two business days earlier with a set-up direct deposit feature. This provision aims to support users in managing their cash flow more effectively, making finances easier to handle.
Lastly, Dave doesn’t impose hidden fees, which helps users to manage their money without unexpected charges. Members can access over 40,000 MoneyPass ATMs to avoid ATM fees, and the application includes a savings feature called Goals, allowing users to manage their saving objectives systematically. Furthermore, there is a Side Hustle board where users can find part-time gigs and even take surveys that pay instantly to their Dave Checking account, fostering an environment for users to augment their income conveniently. Users should also be aware of the monthly membership fee that grants access to these features and services.
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