Latest Version
6.53.0.691
January 18, 2025
Empower Finance
Finance
Android
0
Free
finance.empower
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More About Empower: Advance & Credit
Empower is a financial technology platform designed to assist individuals who may need quick financial help without the traditional barriers associated with personal loans. Users can request an advance ranging from $10 to $300, which is delivered instantly without the usual requirements such as credit checks, interest payments, or late fees. The repayment terms are flexible; users only need to repay the amount borrowed alongside a small delivery fee upon receiving their next paycheck. This feature provides a convenient way for those in need to access funds without adding undue financial stress.
In addition to financial advances, Empower offers a product known as Empower Thrive that aims to help users improve their credit scores. By providing a flexible line of credit, users can establish a credit history necessary for achieving their larger financial objectives. Regardless of an individual's credit score, this service is designed to be inclusive, with credit limits starting at $200, $250, or $400. Over time, users have the potential for increases in their credit limits up to $1,000, allowing them to build a strong credit profile.
For those looking to build their savings for the future, Empower introduces AutoSave, which makes saving effortless. Users can set their savings goals, and the platform will assess their income and spending patterns to determine appropriate amounts to save automatically. This feature simplifies the saving process, enabling users to grow their savings efficiently while focusing on other financial responsibilities.
Empower ensures that users stay informed about their credit health by providing monthly credit score updates and useful tips for improvement. The platform recognizes the complexities of credit scores and aims to simplify the learning process for its users. Furthermore, Empower promises efficient customer service available through various channels during set business hours, making it easy for users to get help whenever needed. It's important to note that while Empower provides financial services, it operates as a technology company rather than a traditional bank, so users should be aware of its subscription model and trial offers before committing.
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