DriveMyWay is an innovative program designed for policyholders of American Family Insurance that tailors auto insurance rates according to individual driving habits. The premise is quite simple: the safer a driver is, the more savings they can achieve on their insurance premiums. This initiative encourages safe driving behaviors and rewards responsible drivers financially.
To get started with DriveMyWay, drivers must enroll through their American Family Insurance agent. Upon enrollment, participants can benefit from an introductory discount of up to 10% on their car insurance. The process involves downloading and registering a dedicated app, after which users can begin to monitor their safe driving patterns and demonstrate their skills, potentially leading to further discounts on their insurance rates.
While most drivers are likely to see a reduction in their insurance costs by using DriveMyWay, it is essential to note that those considered higher-risk drivers might instead experience an increase in their rates. This program is particularly advantageous for individuals who consistently practice safe driving, as it promotes a culture of safety on the roads while simultaneously reducing costs.
In addition to DriveMyWay, there is another program called MilesMyWay that provides an opportunity for drivers who maintain low mileage or possess an additional vehicle that is utilized infrequently. This program enables participants to save money based on their driving habits, specifically focusing on mileage. The app tracks the driver's mileage, offering insights into how many miles have been driven and projecting potential savings.