Latest Version
3.1.0
August 01, 2025
Perpay Inc.
Finance
Android
0
Free
com.perpay.mobile
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More About Perpay - Shop and Build Credit
The application offers users the opportunity to access up to $1,000 immediately, which can be used to shop across various categories including electronics, home goods, and apparel through the Perpay Marketplace. Customers can choose to pay for their purchases over time without incurring interest or additional fees, making it a flexible shopping option. The system encourages responsible repayment by automatically deducting payments whenever the user receives their paycheck, helping to build financial discipline.
Users also have the option to enhance their credit profiles by opting into Perpay+. When they do so, their purchase history is reported to all three major credit bureaus. This feature allows consumers to simultaneously shop for what they need while improving their credit scores, providing a practical way to boost creditworthiness simply through regular, responsible shopping activity.
Additionally, the application provides access to the Perpay Credit Card, which offers a credit line of up to $1,000 along with a rewards program that grants 2% back on purchases. The card can be applied for without impacting the applicant’s credit score, and it requires no security deposit or annual fee. Issued by Celtic Bank, this credit card aims to deliver a straightforward and rewarding credit option for consumers seeking flexibility and benefits.
Perpay is recognized as a certified B Corporation, reflecting its commitment to social good, environmental sustainability, and high standards of transparency. The company emphasizes its role in promoting an inclusive and equitable economy, ensuring that its business practices benefit all stakeholders. More information about Perpay’s B Corp status and mission can be found on their website, supporting their goal to use business as a tool for positive change.
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