PiggyVest is a versatile savings and investment application designed to cater to various financial needs, whether you prefer a disciplined approach or a more flexible one. With PiggyVest, users can automate their savings using the Autosave feature, which allows them to save daily, weekly, or monthly. Additionally, the platform offers Target Savings, enabling users to save towards multiple goals or even collaborate with others. For those who prefer a less structured approach, the Quicksave feature allows for manual savings anytime. Furthermore, safeguarding your funds is possible with the Safelock feature, which lets you lock away your money for a specified period to resist the temptation of spending. Users can also build emergency funds using the Flex option or save in dollars with Flex Dollar.
Investify, a feature within PiggyVest, facilitates secure investments with a minimum capital of just ₦5,000. This feature provides access to a wide range of pre-vetted investment opportunities across various sectors, including commercial papers, real estate, agriculture, transportation, and fixed-income assets. Each opportunity is matched to the user’s risk appetite, with the potential to earn impressive returns of up to 25% per annum on investments, making it an attractive option for individuals looking to grow their wealth safely.
The platform emphasizes security and trust, underpinned by a considerable track record. Over seven years, PiggyVest users have saved and invested a remarkable sum exceeding ₦1 trillion effortlessly. It operates under the regulations of the Securities and Exchange Commission (SEC) in Nigeria, assuring users of compliance with financial governance. Additionally, PiggyVest adheres to the Nigeria Data Protection Regulation (NDPR) and implements top-tier internet and banking security measures to protect users' funds and personal information.
Transparency is a key feature of PiggyVest, as the platform ensures users are always informed about their earnings. Monthly alerts detail exactly how much interest has been accrued, along with a clear explanation of how interest rates are calculated daily. The platform offers competitive interest rates ranging from 5% to 15.5% per annum on savings, and up to 25% per annum on investments. Importantly, there are no deposit fees or monthly charges, making it an economical choice for users.
PiggyVest takes customer support seriously, positioning itself as one of the most responsive financial institutions in the sector. The app includes a Self-help service that assists users with various issues, enhancing the overall user experience. This emphasis on customer service underscores PiggyVest's commitment to providing reliable financial solutions while ensuring that users have access to support whenever needed.