Latest Version
3.43.0
May 19, 2025
Social Finance, LLC
Finance
Android
0
Free
com.sofi.mobile
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More About SoFi - Banking & Investing
Over 10 million members have chosen SoFi because it offers a comprehensive and rewarding financial membership experience. The new SoFi Plus Premium Membership provides members with over $1,000 worth of value each year by offering advanced banking and investing features for just $10 a month. This membership includes exclusive cash rewards, various money-saving perks, and special discounts at partner banks, all designed to help members reach their financial goals more effectively. Additionally, members can enter sweepstakes for chances to win prizes that could help fund their biggest financial ambitions.
SoFi’s mobile banking features allow users to enjoy no-fee checking accounts with no minimum balance or overdraft charges. Members can get paid up to two days early via direct deposit and access their funds immediately through the mobile app. The platform also provides access to over 55,000 fee-free ATMs nationwide, making cash withdrawals convenient and cost-free. Sending money to friends, paying bills online, and transferring funds between accounts can all be done without extra fees, providing seamless and flexible financial management on-the-go.
Investing with SoFi is made simple and accessible through its range of digital tools. Members can trade stocks and ETFs without paying commissions, start investing in fractional shares with as little as $5, and even participate in IPOs before they are available to the public. For those seeking automated investment management, SoFi Wealth offers digital portfolios tailored to individual financial goals. These features make it easier for members to diversify their investments, whether they are beginners or experienced investors.
In addition to banking and investing, SoFi offers high-yield savings accounts where members can earn competitive APYs and organize their savings with custom vaults for different financial goals like emergencies or large purchases. The platform also provides personal loan options and credit monitoring tools to stay on top of credit scores and explore refinancing solutions, especially for student loans. Budget tracking features allow users to monitor spending, receive real-time alerts, and set up bill reminders, all secured by bank-level encryption and fraud protection. Support from dedicated financial experts is available seven days a week via chat or phone, ensuring members receive the help they need whenever they need it. Downloading the app gives access to an all-in-one financial platform for better money management, investing, and savings.
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