The application allows users to access their U.S. Bank accounts and services by logging in with their credentials at usbank.com. If users do not already have online access, they can enroll directly through the app. The platform provides real-time alerts about potential issues such as duplicate charges, suspicious activities, and low account balances, helping users manage their finances more effectively.
Within the app, users can view all their accounts and balances in a centralized location, including checking, savings, credit cards, loans, and more. They also have secure access to their credit scores and can manage their cards by setting travel notifications, locking or unlocking them, and adding cards to mobile wallets. Additionally, users can choose their preferred language, either English or Spanish, to enhance their experience.
An important feature of the app is personalized insights, which allow users to review their monthly spending in key categories like Food & Dining. The app also provides tailored recommendations on saving and investing money based on the user’s spending habits. The U.S. Bank Smart Assistant® further enables users to manage their accounts through voice commands, such as transferring money or finding routing numbers, streamlining everyday banking tasks.
The app makes money transfers straightforward, supporting services like sending and requesting money via Zelle®, depositing checks with increased limits, and paying bills all from a single interface. Users can explore and apply for new financial products, including accounts, credit cards, and loans, often receiving quick decisions. Additional support features include a Help Center, digital demos, scheduling appointments, locating branches and ATMs, and accessing investment account information. The app emphasizes security and privacy, with various protections in place to safeguard users' information and transactions.