The application offers users the benefit of accessing their money earlier than usual. Users can receive their paychecks up to two days in advance and get their government payments up to four days earlier. Additionally, there is an option for immediate access to earned wages, provided the employer participates in the program. This service allows for more flexibility and helps users manage their finances more efficiently by providing quicker access to funds when needed.
The app also provides various tools for managing spending and savings effectively. Users can easily keep track of their spending habits with a glance and always know what expenses are safe to make. The application sends low balance alerts to help prevent overdrafts and offers options to set up automatic transfers from earned wages, supporting users in reaching their financial goals while maintaining control over their budgets.
The UKG Visa Card is designed to be a fee-free, user-friendly prepaid card. It does not require a minimum balance and does not impose overdraft, monthly, or inactivity fees. Cardholders can make surcharge-free withdrawals at over 37,000 MoneyPass ATMs, pay bills free of charge through integrated bill pay, and withdraw cash from participating bank tellers. The card also facilitates free transfers to other enrolled users, making it a convenient and transparent financial tool without hidden fees.
For added convenience and security, the UKG Visa Card supports contactless payments via Google Pay and Apple Wallet. It offers Visa’s Zero Liability protection, ensuring protection against unauthorized transactions. Users can lock or replace lost or stolen cards and receive support around the clock in both English and Spanish. Overall, the system emphasizes security, ease of use, and support to make managing money simple and safe for authorized UKG customers.