Latest Version
3.340.1
March 16, 2025
Affirm, Inc
Shopping
Android
1
Free
com.affirm.central
Report a Problem
More About Affirm: Buy now, pay over time
The Affirm app offers a convenient way to manage your purchasing power by presenting your available options clearly at the start. Users can shop with confidence, knowing they have access to flexible payment alternatives that are transparent and tailored to their needs. The app also helps users discover various deals, including options for 0% APR and plans that can extend up to 12 months, making it easier to budget for purchases over time. Additionally, the app provides features like AutoPay as well as options for early or one-time payments, simplifying the payment process.
A key feature of the Affirm experience is the Affirm Card, which users can carry with them for use at any location that accepts Visa in the United States. The card application process is easy and does not impact your credit score. There are no associated card fees or annual costs, making it an attractive option for those looking to shop at favored brands both online and in-store. Users can request a payment plan directly through the app during or after the checkout process, although minimum purchase amounts may apply for these options.
It's important to note that the purchasing power displayed in the app is an estimate and may require a down payment upon checking out. Approval for specific payment terms is not guaranteed, as it depends on individual circumstances and the transactions made. The Affirm Card functions as a Visa debit card, issued by Evolve Bank & Trust, and while Affirm does not operate as a traditional bank, it allows for a flexible shopping experience with payment plans tailored to user qualifications.
The app provides various financing rates that can range from 0% to 36% APR, illustrating a variety of payment choices depending on the amount financed. For example, a purchase of $800 could be divided into 12 monthly payments at 30% APR. Different loan options can be influenced by the timing of the loan application, and there are specific minimum purchase amounts that must be met for loans to be applicable. Overall, the Affirm app integrates user-friendly features for managing purchases and payments effectively.
Rate the App
User Reviews
Popular Apps
