Latest Version
5.249.1
December 03, 2024
Chime
Finance
Android
0
Free
com.onedebit.chime
Report a Problem
More About Chime – Mobile Banking
Chime is a financial technology company that offers banking services through partnerships with The Bancorp Bank, N.A. and Stride Bank, N.A. These partnerships allow Chime to provide its customers with a Chime® Visa® Debit Card and a secured Chime Credit Builder Visa® Credit Card, both of which are issued by The Bancorp Bank, N.A. or Stride Bank. These cards can be used anywhere Visa cards are accepted.
One of the main features of Chime is its focus on safety and security. Customers can stay in control of their money by receiving instant transaction and daily balance alerts. They can also enable two-factor authentication and block their card with just one tap.
Chime also offers a unique feature called MyPay™, which allows customers to access up to $500 of their pay any day they want with no credit check, no interest, and no mandatory fees. Customers can receive their funds for free within 24 hours or instantly for a small fee of $2 per advance.
For eligible members, Chime also offers overdraft protection of up to $200 on debit card purchases and in-network ATM withdrawals, without any fees. This helps customers avoid costly overdraft fees when their balance is running low.
Unlike traditional banks, Chime does not charge any monthly fees, minimum balance fees, or foreign transaction fees. Customers also have access to over 50,000 fee-free ATMs at popular locations like Walgreens, 7-Eleven, and CVS.
Chime also offers a unique way to build credit with its Credit Builder card. By making regular on-time payments, customers can increase their FICO® Score by an average of 30 points. This card has no interest, no annual fees, and no credit check required to apply.
Lastly, Chime allows customers to send money to friends, family, or roommates with no transfer fees. This can be done as quickly as sending a text message. However, customer support is not available at Chime's headquarters. Customers can find support details on the website.
Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A.; Members FDIC. The Chime® Visa® Debit Card is issued by The Bancorp Bank, N.A. or Stride Bank pursuant to a license from Visa U.S.A. Inc. The secured Chime Credit Builder Visa® Credit Card is issued by The Bancorp Bank, N.A. or Stride Bank pursuant to a license from Visa U.S.A. Inc. May be used everywhere Visa cards are accepted.
SAFE AND SECURE
Stay in control of your money with instant transaction and daily balance alerts. Plus, enable two-factor authentication and block your card in a single tap.
GET PAID WHEN YOU SAY™
Access up to $500^ of your pay any day you want with no credit check, no interest~, and no mandatory fees with MyPay. Get it for free within 24 hours, or instantly for only $2 per advance.
OVERDRAFT UP TO $200*
When your balance is running low, the last thing you need is an overdraft fee. Eligible members on Chime can overdraft up to $200* on Chime debit card purchases and in-network ATM withdrawals fee-free.
SAY GOODBYE TO MONTHLY FEES
Your Money Shouldn’t Cost Money.TM Chime has no monthly fees, minimum balance fees, or foreign transaction fees. Plus, access 50k+ fee-free‡ ATMs at locations like Walgreens, 7-Eleven, CVS, and more.
MEET CREDIT BUILDER, A NEW WAY TO BUILD CREDIT
Use the Credit Builder card¹ to increase your FICO® Score by an average of 30 points² with regular on-time payments. No interest**, no annual fees, no credit check to apply.
PAY ANYONE WITH NO TRANSFER FEES
Send money to friends, family, or roommates as fast as a text – with no transfer fees.
–––––
MyPay™ line of credit provided by The Bancorp Bank, N.A. or Stride Bank, N.A.
^MyPay is a line of credit. Available limits estimated are based on income and risk-based criteria and range between $20 – $500 per pay period. Chime Checking Account and qualifying direct deposits required to be eligible for MyPay. MyPay is currently only available in certain states. Terms and conditions apply, see www.chime.com/mypay for details.
~Option to get funds instantly for $2 per advance or get funds for free within 24 hours. See Bancorp MyPay Agreement or Stride MyPay Agreement for details to www.chime.com/policies.
*SpotMe® on Debit eligibility requirements apply. Overdraft with debit card only applies to debit card purchases and cash withdrawals. Limits start at $20 and may be increased up to $200.
‡Out-of-network ATM withdrawal and over the counter advance fees may apply except at MoneyPass ATMs in a 7-Eleven, or any Allpoint or Visa Plus Alliance ATM.
¹Chime Checking Account and $200 qualifying direct deposit required to apply for the secured Chime Credit Builder Visa® Credit Card.
²Avg 30 point FICO® Score 8 increase over time with regular on-time payments. Results may vary, see Chime.com/disclosures for details.
**Out of network ATM withdrawal and OTC advance fees may apply. View the Bancorp agreement or Stride agreement for details; see back of card for issuer
Address: 101 California Street, Suite 500, San Francisco, CA 94111, United States.
No customer support available at HQ. Customer support details available on the website.
Rate the App
User Reviews
Popular Apps
