Latest Version
4.2.9
August 11, 2025
Exto Inc.
Finance
Android
0
Free
com.exto.arrow
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More About Atlas - Rewards Credit Card
The Atlas application offers a simple and accessible financial solution with approval rates that are four times higher than traditional credit cards. Users can get approved instantly within the app itself, eliminating the need for lengthy application processes or visiting a bank. This ease of access makes it convenient for a wide range of users to obtain a credit product and start managing their finances efficiently.
The product is designed to grow with the user, providing access to over 10,000 partnered banks to help determine a safe and manageable spending limit. It offers a 0% APR, meaning users can use the card without paying interest, and they can increase their limits over time by consistently using the card responsibly. This feature encourages financial growth and responsible credit usage without the burden of accumulating debt through interest payments.
One notable benefit of the Atlas card is that it helps users save money automatically. The app facilitates instant savings of up to 10% at more than 50,000 favorite locations, including well-known brands like Starbucks, Nike, DoorDash, Shake Shack, and Burger King. The company is continually adding more locations to their savings network, providing users with ongoing opportunities to reduce their expenses at places they already enjoy shopping or dining.
Additionally, the Atlas card is designed to help users build credit effortlessly. Every transaction made with the card contributes toward improving their credit score, and an automatic auto-pay feature ensures payments are always on time, preventing missed payments. The app allows users to monitor their credit score's progress, which is reported to major credit bureaus — Equifax, Experian, and TransUnion — helping them establish a stronger credit profile over time. The card also includes features like fraud protection and the ability to block transactions if necessary, providing a secure and trustworthy experience for users.
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