OneBank is a fully digital banking platform that allows users to manage their finances entirely online. With this app, users can open an instant bank account, transfer money, receive funds, and perform various financial transactions, all from the convenience of their mobile devices. It integrates multiple banking services into one seamless experience, making it easy for users to handle their money without visiting a physical bank branch.
The platform is designed to offer an engaging and user-friendly experience, combining modern aesthetics with robust security measures. Powering the service is Sterling Bank, ensuring that users benefit from the bank's trusted reputation and technological infrastructure. This combination promises a smooth, secure, and efficient banking environment tailored for modern digital users.
OneBank comes equipped with a wide range of features that enhance convenience and financial control. Users can request physical debit cards, which are delivered to their doorstep, or create virtual cards for safe online transactions. The app also supports bill payments for utilities and internet services, along with quick airtime and data top-ups for personal or family use. An improved budgeting feature helps users track their expenses and plan their finances better.
Additionally, OneBank offers innovative tools like payment links for easily requesting money from friends and family, a foreign exchange swap feature for hassle-free currency exchange, and a Verve Ultra Card that provides a line of credit for emergency expenses. The app also includes dispute management to resolve transaction issues, in-app notifications to keep users updated, and an ATM/branch locator feature to find nearby Sterling Bank outlets, all aimed at providing a comprehensive digital banking experience.