Latest Version
7.10.3
February 11, 2025
FloatMe
Finance
Android
4
Free
io.floatme.floatmeapp
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More About FloatMe: Budget & Cash Advance
FloatMe is a financial application designed to assist users in managing their cash flow by providing cash advances, known as "Floats." Users can take advantage of their earned but unpaid wages to handle daily expenses like bills, gas, and groceries. To get started, simply download the app and connect a bank account. Once registered as a member, users can request Floats at no cost, with funds delivered to their account within three days. For those in urgent need, there’s an option for immediate fund access through an expedited service for a small fee.
The Cash Flow Calendar feature allows users to forecast their available balance based on recurring expenses and projected payday information. This tool helps individuals plan their finances better by providing insight into pending transactions and upcoming paydays. Furthermore, FloatMe offers low balance alerts to help users stay informed about their account status and avoid overdraft fees, enhancing their overall financial management capability.
In addition to financial assistance, FloatMe provides offers from various partners that can help users save money or earn extra income. Users also gain access to spending insights through the app's categorization tools, allowing them to analyze their transactions and understand their spending habits more effectively. The app utilizes Plaid Portal for secure connections to over 10,000 banks, ensuring high-level security with 256-bit encryption for protecting user information.
FloatMe launched in early 2020 with the goal of improving the financial well-being of millions of Americans by offering tools for managing small cash gaps. Membership costs $4.99 per month, granting access to these financial products and services. It is important to note that Floats are not classified as loans, and repayments work differently than traditional lending. Certain restrictions apply, such as the unavailability of cash advances for residents of specific states including Connecticut and Maryland. For further details, users can visit FloatMe's official website or contact their support team directly.
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