K PLUS, the digital banking application from KASIKORNBANK, streamlines everyday banking for users aged 12 and older. The platform allows for simple and efficient transactions, letting users transfer money via mobile numbers, Prompt Pay, or QR code scanning. Utility bill payments can be made conveniently, with options to set reminders or schedule payments in advance. Moreover, users can quickly top up services and access cardless cash withdrawal facilities from K-ATM or nearby KBank service locations. The app also allows users to review their financial summaries, showing income and expenses while enabling users to request bank statements dating back up to 12 months.
Managing KBank credit cards and loans is made easier through K PLUS. Users have the ability to withdraw cash from their KBank credit cards or Xpress Cash cards without needing a physical card. Additionally, the K-Smart Cash service enables users to convert their credit card limits into cash in their accounts, with flexible repayment options of up to 10 months. On top of that, unbilled expenses can be transformed into manageable monthly installments via the K-Smart Pay service. For added security, users can block or unblock their credit cards immediately through the application.
K PLUS also provides tools for secure investment management, allowing users to open accounts for purchasing mutual funds and monitoring their investment activities conveniently. Users can get a comprehensive view of their asset portfolios in one place, enabling more informed investment decisions. The Wealth PLUS service supports users in achieving their financial objectives by offering planning assistance and portfolio adjustments throughout their investment periods.
The platform's new K Point reward system allows users to earn points that can be redeemed for services such as bill payments and shopping. By participating in fun missions within the app, users can accumulate points without needing a KBank credit card. These points can be exchanged for rewards or cash rebates, enhancing the user's shopping experience on the K+ market while also offering options to transfer points to affiliated loyalty programs. K PLUS stands out for its seamless integration and ability to deliver convenience across various platforms, ensuring users can manage their finances effortlessly wherever they are.