PayPal is a smart and secure way to shop in-store and online, earn cash back on brands you love, send money to friends and much more. Get started in the app.
The PayPal app offers a convenient and secure way to save money, send and receive money, and track packages all in one place. With the app, you can save cash back offers from your favorite brands and have them automatically applied at checkout. Eligible items can be redeemed for cash or other options, and terms and exclusions apply.
You can also securely send and receive money with friends and family in over 120 countries for free. This feature is available when funded by a bank account or PayPal balance. Additionally, you can request a PayPal debit card directly through the app with no credit check required. The card can be used anywhere Mastercard is accepted and offers 5% cash back on a category of your choice each month.
If you're looking to grow your savings, the app also offers a high-yield PayPal Savings account. You can easily manage your account, transfer money in and out, set individual goals, and track your progress all from the app. The annual percentage yield (APY) is variable and can change at any time, and a PayPal balance account is required to use this feature.
The app also allows you to track your packages and view their delivery status, even if you didn't pay with PayPal. Simply link your Gmail or Outlook account to get started and receive live updates until your package safely arrives at your door. However, not all sellers are participants in this feature.
Lastly, the app offers the option to pay for purchases in four interest-free payments at millions of online stores. There are no late fees and no impact to your credit score. You can manage these payments directly in the app, and eligibility varies by market. PayPal is a financial technology company, not a bank, and offers loans to California residents under a CA Financing Law License. Other state-specific licenses may also apply.
SAVE OFFERS IN THE APP
Get cash back offers* from brands you love. We’ll automatically apply them at checkout.
*Eligible items only. Redeem points for cash or other options. Terms and exclusions apply: PayPal.com/rewards-terms
SEND AND REQUEST MONEY FOR FREE
Securely send and receive money with just about anyone in 120+ countries
It’s free to send and receive with friends & family in the US when funded by a bank account or PayPal balance.
GET THE PAYPAL DEBIT CARD AND EARN CASH BACK
Request your card right in the app. No credit check required.
Shop with your PayPal balance everywhere Mastercard® is accepted.
Earn 5% cash back on a category you choose each month*
*5% cash back earned as points you redeem for cash & other options on up to $1000 spend/month. Terms apply: http://paypal.com/rewardspal.
A PayPal balance account is required to get the card.
The PayPal Debit Mastercard® is issued by The Bancorp Bank N.A. (“Bancorp”), pursuant to a license by Mastercard International Incorporated and may be used everywhere Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Bancorp is issuer of the Card only and not responsible for the associated accounts or other products, services, or offers from PayPal. PayPal is a financial technology company, not a bank. The Card is linked to your PayPal Balance account. See PayPal Balance Terms and Conditions: https://www.paypal.com/us/legalhub/pp-balance-tnc#holding
GROW YOUR MONEY WITH HIGH-YIELD PAYPAL SAVINGS
Roll your money into PayPal Savings and earn a competitive APY*
Easily manage your account right from the app. Transfer money in and out, set individual goals, and track your progress as your savings grows.
*PayPal Savings annual percentage yield (APY) is a variable rate and can change at any time, including after the account is opened. PayPal is a financial technology company, not a bank. Banking service provided by Synchrony Bank, Member FDIC. PayPal Balance account is required to use PayPal Savings.
TRACK YOUR PACKAGES
View your orders and their delivery status right from the PayPal app–even if you didn’t pay with PayPal. Simply link your Gmail or Outlook to get started.
Get live updates each step of the way until they arrive safely at your door.
Not all sellers are participants.
PAY IN 4 WITH NO LATE FEES
Split everyday purchases into 4 interest-free payments at millions of online stores.
No late fees. No impact to your credit score.
Manage payments right in the app.
*Pay in 4 is available upon approval for purchases of $30 - $1500 and is currently not available to residents of MO or NV. 18 years old or older to apply. PayPal, Inc.: Loans to CA residents are made or arranged pursuant to a CA Financing Law License. GA Installment Lender Licensee, NMLS #910457. RI Small Loan Lender Licensee. NM residents: Go to paypal.com/us/webapps/mpp/campaigns/newmexicodisclosure. Learn more at paypal.com/payin4
Availability of features varies by market.
PayPal
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