Latest Version
6.0.0
February 11, 2025
Self Financial, Inc.
Finance
Android
1
Free
com.selflender.thor
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More About Self - Credit Builder
The Self Credit app is designed to assist individuals in building their credit scores, whether they have a low score or no score at all. It provides an inclusive approach to credit building, welcoming all credit scores as it aims to help users start their credit journey today. The app offers various features that are beneficial for credit building, making it an accessible option for those who may have previously faced challenges in obtaining credit.
One of the standout features of the Self Credit app is the ability to report rent payments at no cost, which can help improve a user’s credit score without any financial burden. Through this feature, users can build their credit profiles with all three major credit bureaus: Equifax, Experian, and TransUnion. There are no hard inquiries or credit checks required, allowing users to establish a positive payment history, which is crucial for credit score improvement. The app also enables users to track their credit scores using VantageScore 3.0.
An additional offering from the Self Credit app is the Credit Builder Account, which provides a structured way to enhance credit while simultaneously saving money. Users can see an average increase of 47 points in their credit scores over time, with plans starting at just $25 per month. Once the payment term concludes, users can access their savings, minus any applicable interest and fees. No credit score or pre-existing credit history is required to join this program, making it accessible to a broader audience.
For those looking to implement a secured credit option, the app provides the secured Self Visa® Credit Card, which can further aid in credit building. This card requires no credit check and allows users to set their own credit limits, while also contributing to credit reports across the major bureaus. Additionally, the app encourages users to report other bill payments like utilities for a small monthly fee. With features like TransUnion credit monitoring and identity theft insurance up to $1 million, the Self Credit app offers a comprehensive toolkit for anyone looking to strengthen their financial standing.
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