Smart-Choice Mobile offers a variety of functionalities designed to enhance user experience when managing healthcare accounts. Users can conveniently access their Benefit Health Account balances and detailed information about their health benefits. The application also provides an overview of recent transactions, allowing individuals to keep track of their spending and account activity in real-time.
One of the key features of the app is the ability for users to fund their Health Savings Account (HSA) directly from their checking or savings accounts. This seamless funding option makes it easier for users to manage their healthcare expenses by allowing for quick transfers. Additionally, users can view email alerts within the app, ensuring they stay informed about any important updates or notifications related to their accounts.
The Smart-Choice Mobile app simplifies the login process by using the same username and password as the online portal, meaning there is no need to register the mobile device. After downloading the app, users can easily log in and start managing their accounts immediately. Enhanced security measures are also implemented, including stronger authentication support mechanisms such as Picture/Passphrase, device identification, and challenge questions, which add an extra layer of protection for users' sensitive information.
Moreover, users can view a comprehensive range of account-specific information, including demographic details, dependent information, card details, and card PINs. The application also allows for funding the HSA account from already registered external bank accounts and provides functionality for registering new users directly from their mobile devices. This user-friendly approach encourages more people to engage with their health accounts and manage their finances effectively.