The application offers a strong emphasis on security, allowing users to sign in quickly and safely using their fingerprint. It also provides features such as the ability to lock and unlock the card directly through the app, ensuring that users have full control over their finances. Additionally, users can set up customized alerts for fraud, transactions, and balance notifications, which adds an extra layer of protection and keeps them informed about their account activity.
In terms of rewards, the app keeps users informed about their eligibility for new accounts or credit line increases, allowing them to accept these offers directly within the app. It also helps users track cash back rewards or points accumulated through their credit card usage, making it easier to keep a pulse on their benefits and incentives for spending.
The application allows users to manage payments effortlessly. Users can schedule payments quickly and easily at any time, which enhances their ability to manage their finances efficiently. By activating the AutoPay feature, users can automate their payments, thus reducing the number of tasks to worry about each month. Furthermore, the option to add the card to Google Pay ensures that users can make convenient payments both online and in-store without any hassle.
Understanding one’s credit is crucial, and the app provides free monthly tracking of the user’s credit score. This feature enables users to monitor their credit health on a regular basis. Along with this, the application also includes a free monthly credit report that shows users what factors are affecting their credit score, allowing them to make informed financial decisions.
Moreover, the app is designed to be user-friendly, offering a Quick View feature that enables users to check their balance or make payments without the need to sign in each time. This is particularly beneficial for those needing quick access to their account information. Additionally, the application provides easy access to help and support services, ensuring that users can find assistance whenever they need it, making the overall experience smooth and reliable.