Latest Version
10.58.4
June 09, 2025
Paytm - One97 Communications Ltd.
Finance
Android
0
Free
net.one97.paytm
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More About Paytm: Secure UPI Payments
Paytm has been a pioneer in the Indian digital payment landscape, introducing innovative solutions like mobile payments, QR codes, Soundbox, and in-store devices. The platform continues to lead in technological advancements, especially within the BHIM UPI ecosystem. Paytm distinguishes itself by developing features that cater directly to user needs, such as personalized UPI IDs, privacy controls, widgets, bank balance visibility, and detailed Excel statements, making digital transactions more intelligent, secure, and private.
Beyond India, Paytm UPI now operates internationally in countries like the UAE, Singapore, France, Mauritius, Bhutan, Sri Lanka, and Nepal. This expansion helps Indian travelers send money or make payments abroad seamlessly and instantly. The service is built on the foundation of top Indian banks, ensuring that users benefit from a safe and secure platform. Privacy features, such as hiding or un-hiding transactions, personalized UPI IDs, and QR scan capabilities without sharing phone numbers, reinforce the app's commitment to secure and private payments.
The platform offers a variety of innovative UPI features exclusive to Paytm. Users can control their payment visibility, generate personalized UPI IDs, and download statement reports in Excel or PDF formats for better tracking and accounting. Spend analytics provide categorization and insights into monthly expenses, while real-time balance visibility across linked accounts offers enhanced account management. The app also includes user-friendly widgets like receive money notifications, QR code scanners from the home screen, and smart autofill for bank transfers, making money management effortless.
Paytm’s services extend beyond basic payments, supporting utility recharges, bill payments, online shopping, and rent transactions. Users can securely set a UPI PIN, pay via Paytm or RuPay credit cards, and enable auto-pay for subscriptions. Merchant transactions are facilitated through Soundbox and swipe card machines, providing real-time confirmation with iconic sounds. Additionally, Paytm offers personal loans, travel booking, and instant ticketing services, enhancing overall convenience for users. With its comprehensive suite of features, Paytm continues to be a leader in digital payments and financial services in India and beyond.
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